Victim of a Hit-and-Run? Victim of a drunk-driver?

When you have been injured in a car accident in the Naples, FL area, even if the driver who caused the accident is missing you may still have an uninsured motorist claim to pursue for your pain and suffering, medical bills and potentially even your property damage through your own automobile insurance policy. In Florida, you may also be eligible for victim restitution when you are injured by a hit and run vehicle or by a drunk driver.

What To Do

What To Do

  1. Call police to the scene so a report can be created. If you already left the scene, call police and report anyway as it is possible, they obtained a 9-1-1 from another driver who witnessed the accident, or are able to obtain video coverage of the accident.
  2. Call your insurance company to report the accident and obtain claim number.
  3. Seek treatment with a doctor within 14 days of the accident.
  4. Take pictures of your car and your injuries.
  5. CALL HLH to review your policy and preserve your claim.
  6. Do not give any recorded statements to any insurance companies, including your own.


If you have car insurance, then you have PIP coverage and potentially Med-Pay, UIM and Collision coverage. These coverages can be used to pay your expenses and pay for your pain and suffering when involved in a hit-and-run.

  1. Personal Injury Protection (PIP) - $10,000.00 in coverage for immediate medical care.
  2. Med Pay - coverage for additional medical needs not covered by PIP.
  3. Collison Coverage - coverage to repair your vehicle on your insurance.
  4. Uninsured/Underinsured Motorist Coverage (UM) - additional coverage for your medical care and pain and suffering when the at fault driver is uninsured or underinsured.
  5. Workers Compensation - available if you were driving for work at the time of the accident.

Dr. Catherine Little-Hunt

Dr. Catherine Little-Hunt

Florida Bar:
Ohio Bar:

Melissa Brady Hemmert

Melissa Brady Hemmert

Florida Bar:
New Jersey Bar:

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